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A bailout requires responsible Americans to pay for the acts of greedy bankers, mortgage brokers, flippers, and over-extended home-borrowers. In other words, the government wants you to pay for the blunders of others who knew, or should have known, better.

         Equally as important, a bailout would permanently price out of the housing market all those responsible Americans who have been patiently saving to buy a house that they can actually afford. The current housing correction is necessary to remedy the historic run up in housing prices over the past decade. By bailing out the housing market, the government will prevent housing prices from returning to affordable levels, thereby ensuring that renters will not be able to buy a home and current homeowners will not be able to upgrade.  As far as home owners that are now underwater on a mortgage I am sorry that the market is in the state that it is in there must be a limit to available credit. Credit is one of the major causes of inflation today. Reckless use of credit has turned the American people into Indentured servants to Visa and Master card.

Many people will say that Inflation is caused by supply and demand mostly they are incorrect if everyone has 1.00 what can be charged for a loaf of bread

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This year has been good and bad for me losing my Grandmother Hazel has put me through a lot of self reflection I will miss her she was a very special women I think of her and it makes me smile the I remember the patience and giving side of her  I hope it  will never leave me.  I wish I could display half the patience and loving nature that she showed me when I was dealing with my own boys. They wish I did also. Another year has passed at Cabalas I have been here for almost five years. I am trying to finish my Real Estate Classes while working on other projects Scouts, Apartments Rental House and our own house update remodel along with my day job.

But this is the time of the year to take a few minutes to slow down and count things to be thankful for me and the family the list builds quickly and easily I hope it is the same for yours

……………. Zachary